Last Updated: 3673 days ago
- Do not take credit cards with you.
- Go on fewer shopping trips.
- Think through the "decision making steps" before final decision.
- Stop and think what you will be giving up.
- Sleep on the decision - the bigger the purchase, the more nights.
- Make a list and stick to it.
- Develop desire for experiences rather than things. Seek activities and diversions, which do not cost money.
- Ask someone to support you in self-control and discipline if impulsive buying is a habit.
- Seek professional help if a family member has a compulsion to spend and may have deep-seated problems.
- Keep most of your money in checking or savings accounts. It is safer than cash, and the process of writing a check or withdrawing money may make you think twice before purchasing.
- Check three places to compare prices or services.
- Estimate how many hours of work is required to pay for item or extra cost of credit to determine the value of it to you.
- Plan first, then purchase. (Many problems arise when something is bought without sufficient thought as to how the bill will be paid.)
- Use cash if seeing the money makes you stop to evaluate its use in terms of what other purchases will be given up for this use.
- Do not take tags off of clothes until you wear them. If not worn in two weeks after you buy them, take them back to the store.