Seven cost categories were named in the USDA "Cost of Raising a Child" report.
7. Clothing. Includes diapers, shoes and services such as dry cleaning or repair.
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5-6. Miscellaneous. Includes personal care items, sports equipment, electronics, reading material, etc.
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5-6. Health care. Includes medical and dental services not covered by insurance, prescriptions and medical equipment not covered by insurance and insurance premiums not paid by an employer.
4. Transportation. Includes monthly payments on car loans, gas and oil costs, maintenance and repair, down payments, insurance and public transportation costs.
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3. Food. Includes purchases made with SNAP benefits, dining out at restaurants and money spent on school meals.
2. Child care and education. Includes babysitting and tuition, supplies, books and fees for preschool through high school.
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1. Housing. Includes money spent on the home itself (mortgage, property taxes, etc.), utilities, furnishings and equipment.
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