Winter Weather Advisory issued November 15 at 1:18AM EST expiring November 15 at 7:00PM EST in effect for: Bartholomew, Boone, Brown, Daviess, Decatur, Delaware, Greene, Hamilton, Hancock, Hendricks, Henry, Jackson, Jennings, Johnson, Lawrence, Madison, Marion, Martin, Monroe, Morgan, Owen, Parke, Putnam, Randolph, Rush, Shelby
Winter Weather Advisory issued November 15 at 1:18AM EST expiring November 15 at 7:00PM EST in effect for: Carroll, Clay, Clinton, Fountain, Howard, Knox, Montgomery, Parke, Sullivan, Tippecanoe, Tipton, Vermillion, Vigo, Warren
Winter Weather Advisory issued November 14 at 2:50AM EST expiring November 15 at 7:00PM EST in effect for: Bartholomew, Boone, Brown, Carroll, Clay, Clinton, Daviess, Decatur, Delaware, Fountain, Greene, Hamilton, Hancock, Hendricks, Henry, Howard, Jackson, Jennings, Johnson, Knox, Lawrence, Madison, Marion, Martin, Monroe, Montgomery, Morgan, Owen, Parke, Putnam, Randolph, Rush, Shelby, Sullivan, Tippecanoe, Tipton, Vermillion, Vigo, Warren
Contractors who are IBA members agree to follow a code of ethics and by-laws that govern the association.
Statement from IBA President Pat Richard
“Homeownership is the foundation of the American Dream, and it’s important that homeowners feel secure when paying others to do work in and outside their home. By adhering to a code of ethics and offering industry education and designations for our members, we aim to provide confidence for Hoosier homeowners like Keith and Carlene when they are looking for someone to help with home improvement projects.
“The Indiana Builders Association is disappointed to hear of the hardships Indiana residents face when a contractor is fraudulent in their claim of providing service to a home or business. Unfortunately, some online search engines make it easy to set-up a profile even if you are not a legitimate contractor. For this reason, our organization has put together an Online Buyer’s Guide for homeowners and industry professionals to connect with local builders, suppliers and contractors. This way, families like the Hall’s, can know their home renovation project is done by members of an organization that fosters professionalism and dedication to the industry.
The new Buyer’s Guide can be found at www.inbuildersbuyersguide.com, or by visiting our home page www.buildindiana.org and clicking on the “Find Someone for Your Next Home Project” button. Members are designated by having the IBA logo next to their listing."
FINDING A CONTRACTOR
Take your time. Don’t let the contractor rush your decision.
Do research. Know how much you can afford and what you want to be done.
Contact the Attorney General’s Consumer Protection Division and the Better Business Bureau for complaint information on contractors you are considering.
Talk to your friends who used this contractor. Did they like his work?
Opt for the local, well-established contractor. Don’t assume that an ad makes the contractor reliable.
Compare bids and services. Be skeptical if the bid is too low. Cheaper is not necessarily better. A contractor with a low price may be inexperienced and unable to finish the work for the amount bid.
Get bids in writing. Does the bid reflect the improvements you discussed? How long will the project take? A detailed, written proposal allows you to shop around.
Is the contractor licensed, bonded and insured? Licensing requirements vary from community to community.
Check with your city or county building department to determine the licensing requirements for your area and if the contractor you are considering is properly licensed, bonded and insured.
BEFORE SIGNING THE CONTRACT
Get a written contract. Indiana law requires home improvement contracts exceeding $150 to be in writing. Before signing the contract, make certain it includes:
The price of the job
A detailed description of the work and materials (including colors, brand names, and patterns)
Estimated start and completion dates
The contractor’s name and address
A name and telephone number of the person to contact if problems arise
The contractor’s signature
Never pay for the entire project before the work begins. Do not pay more than 1/3 of the total cost as a down payment. Remaining payments should be tied to completion of specified amounts of work.
AFTER SIGNING THE CONTRACT
Is a permit needed for your home improvement? Many localities require permits for building projects. Contact your local building department to see if a permit is needed. A contractor should not start work until the permit is issued.
Don’t make the final payment to the contractor until you know that all subcontractors and/or suppliers have been paid. Get written a proof of payment. Subcontractors and suppliers may file a mechanics lien against your home if they haven’t been paid.
Get a copy of the warranty. If a contractor guarantees labor and/or materials, those warranties should be in writing.
Keep all records related to your project. This includes the contract, change orders, warranties, and correspondence. These records are important, particularly if you have a problem with your project.