INDIANAPOLIS-- If you think you’ve been victimized by the Equifax breach, time is running out to sign up for the company’s free credit monitoring.
Many consumers have had trouble signing up, as the website and phone lines were jammed up with requests last year.
You need to sign up by January 31, 2018.
Anyone with a Social Security number can sign up for one year of free credit monitoring at equifaxsecurity2017.com.
You don’t need to be a victim of the Equifax breach, according to the Federal Trade Commission.
The FTC says if you sign up, Equifax’s TrustedID credit monitoring covers all three major nationwide credit reporting agencies – Equifax, TransUnion and Experian.
If any suspicious activity appears on your credit report, you should get an alert.
The free services also include a copy of your Equifax credit report, Social Security number monitoring, and identity theft insurance, as well as a credit lock to help limit access to your credit file by identity thieves.
“You need to get locks with all three credit reporting agencies for them to be effective,” said Lisa Weintraub Schifferle, Attorney, FTC, Division of Consumer & Business Education.
After January 31, Equifax will offer a free lock-for-life product that will allow you to lock and unlock your credit file, at no cost, from a mobile phone or computer, according to the FTC.
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